Understanding employee savings and retirement

GAY-LUSSAC GESTION assists you in setting up and managing your company savings schemes.

An employee savings and retirement plan is a collective savings scheme allowing each employee, company director and his or her collaborating spouse or partner (for companies from 1 to less than 250 employees) to build up personal savings under advantageous tax and social conditions.

These schemes meet social, strategic and financial objectives with a commitment to employees by involving them in the company’s development.

Our solutions

Discover our solutions adapted to the social policies of any type of company.

    Precautionary or project savings (Example: Purchase of the main residence, marriage, creation or takeover of a company...)

  • Company saving plan (PEE) / Group saving plan (PEG) / Inter-Company saving plan (PEI)

  • Retirement saving

  • The Collective Retirement Savings Plan (PERCOL) / Intercompany Collective Retirement Savings Plan (PERCOL-I)

  • Mandatory retirement saving plan (PEROB)

  • Measures associating employees with the company

  • Participation

  • The profit-sharing scheme

Our range of financial supports

Employee savings and retirement plans are invested in company mutual funds (FCPE).

This is a collective investment vehicle made up of transferable securities (monetary products, bonds and/or shares).

Each FCPE has 3 indicators (Breakdown between monetary products, bonds, shares/ investment horizon/Risk level) which help the beneficiary in his choice of investment according to his specific objectives (Project savings, precautionary savings, and retirement).

Our partner provides 2 simulators to help in the choice of investment support(s).

These tools allow us to establish an investor profile (projects, investment horizon, level of performance sought and risk to be taken) in order to make the right investment choice.

 

FCPE Multi-Company funds

Open to employees of several different companies. These FCPEs have been designed to provide a turnkey solution.

Information

GAY-LUSSAC GESTION provides you with support dedicated to employee savings and retirement schemes.

Supports available:

  • Presentation of our offers
  • Guides and instructions for memberships
  • Practical sheets
  • Secure Internet space dedicated to the company

You have a question, an inquiry?

Our advisers and experts are fully available for any kind of request; clarification or guidance in your current or future investment projects.